If you’re struggling to keep up with your debt repayments, Debt Counselling offers a structured, legally protected solution designed to help you regain control of your finances. Introduced by the National Credit Act (NCA) of 2005, debt counselling was created to support South Africans overwhelmed by debt, offering a clear path toward financial freedom.
At Debt Rescue, our debt counsellors are fully registered and accredited by the National Credit Regulator (NCR), ensuring you receive expert guidance and a repayment plan tailored to your unique financial situation.
How Does Debt Counselling Work?
During the debt counselling process:
- Personalised Repayment Plan: A dedicated debt counsellor works closely with you to create a realistic and affordable repayment plan that suits your budget while ensuring your credit providers are paid fairly.
- One Affordable Monthly Payment: Your multiple debt repayments are consolidated into one manageable monthly amount, helping you stay on track without sacrificing essentials like food, rent, or school fees.
- Legal Protection: Debt counselling offers legal protection from creditors, safeguarding you from repossession or further legal action—as long as you adhere to the agreed repayment plan.
Debt counselling is a safe, regulated process designed to help you work toward a debt-free future.
With Debt Rescue’s friendly and professional team by your side, you’ll have the support and expertise you need every step of the way.
